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Live market monitoring

Never miss a chance to refinance.

Tell us your current mortgage rate. We email you the instant market rates drop enough to make refinancing worthwhile.

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Today's rate sheetUpdating…
RateAPR
30-yr fixed——
FHA 30-yr——
VA 30-yr——
Average of the refinance rates our lenders offer today, with no points. See assumptions or rates by state.
Rate alert sent. The market just cleared your 0.50% threshold — time to look at a refinance.

How it works

Watching the market so you don't have to.

Custom thresholds

Get alerted when rates fall anywhere from 0.125% to 2% below your current rate — your call.

Daily rate sheet

Our rate sheet refreshes every business day. The instant the market clears your threshold, you get an email.

No spam, ever

One alert per rate event. Update or pause your alert anytime from your dashboard.

Free refinance tools

Know when refinancing makes sense.

Today’s refinance rates

Conventional, FHA Streamline and VA IRRRL rates and APRs, updated every business day.

Refinance calculator

Your new payment, monthly savings and the month a refinance pays for itself.

Refinance guides

When to refinance, what a 1% drop saves, and VA IRRRL and FHA Streamline rules.

Refinance rates by state: Arizona California Colorado Florida Georgia Maryland Michigan Minnesota North Carolina Ohio Oregon Pennsylvania South Carolina Tennessee Texas Utah Virginia Washington

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